Cheque Dishonour: The Section 138 Notice and Complaint
A cheque case is won or lost on three dates and a bank memo, and the commonest reason a good claim collapses is that the notice went out on the thirty-first day, or the complaint was filed on the fourteenth.
- 10 pages
- 147
- Word and PDF
- 14 September 2026
The 3 formats inside
- 1Demand notice under section 138 of the Negotiable Instruments Act 1881Issued within thirty days of receipt of the bank’s information of dishonourOn its own₹149
- 2Complaint under section 138 read with sections 141 and 142With the affidavit of evidence, the list of documents and the list of witnessesOn its own₹149
- 3Reply to a notice under section 138Issued by the drawer within the fifteen-day period, denying a legally enforceable debtOn its own₹149
Read the opening
The first part of “Demand notice under section 138 of the Negotiable Instruments Act 1881”, as it downloads. Blanks are highlighted.
[On the letterhead of the payee, or of the advocate issuing the notice]
Ref: [reference]
Date: [date — must be within 30 days of receipt of the bank’s information]
BY REGISTERED POST WITH ACKNOWLEDGEMENT DUE, BY SPEED POST AND BY ELECTRONIC MAIL
To
[Name of the drawer company / firm / individual]
CIN / Registration: [Drawer's CIN or registration number]
Registered office: [address as per current master data of the Registrar of Companies]
Also at: [place of business] and [address appearing on the cheque]
Electronic mail: [Drawer's e-mail address]
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